| 1-year intro fixed home loan |
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| Fixed rate car loan | ||
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60 month $5k+ |
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MyCard MasterCard
SERVICE ONE's range of MyCard MasterCards have low annual fees, up to 55 days interest free and offer a great value rewards program, to get more from your everyday spending. A summary of the features is offered below:
| MyCard Rewards MasterCard | MyCard Platinum MasterCard | |
| Interest rates* |
19.74% pa for retail purchases 20.49% pa for cash purchases |
21.24% pa for cash purchases |
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Annual fee |
$90 (primary card) |
$179 (primary card) |
| Interest free days# | Up to 55 on retail purchases | |
| Additional Card Fee - up to four cards | $15 each | No charge for additional cards |
| Balance transfer offer | 1.9% pa for 6 months on balances transfers^ | 0% pa for 9 months on balance transfers~ |
| Standard Rewards | Enjoy over 500 items on offer including shopping vouchers, electronics, homewares, gift cards, and much, much more | |
| Reward points per $1 spent | 1 point | 1.25 points |
| Standard Rewards point expiry | Never | |
| Purchase cover | Yes - up to $125,000 per year | Yes - up to $150,000 per year |
| Complimentary Extended Warranty insurance | No | Yes - extends the manufacturer's warranty on personal goods for up to one year in most cases |
| Free international travel insurance | Yes | |
| ATM and EFTPOS access | Yes | |
| Worldwide acceptance | Yes | |
In addition:
- Use your Rewards points to reduce the outstanding balance on your card or to pay your annual fee.
- Your Rewards card has secure chip technology to make your everyday transactions more secure.
- Take Flight offers a dedicated travel call centre with expertise consultants to assist with all your travel needs (Platinum card only).
* All interest rates are variable and subject to change. Rates are current as at 1 February 2012.
^ After the 6 month period the standard cash rate of 20.49% pa will apply.
~ After the 9 month period the standard cash rate of 21.24% pa will apply.
# The maximum 55 days interest free period applies when you pay off your balance in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 dayss interest free period does not apply.
Terms and conditions apply. Approval of a MyCard application is at all times subject to Card Services credit criteria. The MyCard MasterCard is offered by SERVICE ONE through an agreement with Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098, Australian Credit Licence no. 238098. Card Services is a division of Citigroup.
We are not an associate or related body corporate of Citigroup and the credit contract will be between Citibank and you.
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