1-year intro
fixed home loan
6.05% pa 6.89% pa (comp rate)
Fixed rate car loan
8.49% pa 8.87% pa (comp rate)

60 month $5k+
term deposit

5.30% pa
 

Fixed Rate Car Loan

Thinking of buying a new or used car (or other registered vehicle) up to 3 years old? With a SERVICE ONE Fixed Rate Car Loan, you get a competitive interest rate and you have the certainty of set repayments as your loan will not be subject to rate changes. A summary of this product's features is offered below:

Interest rate 8.49% p.a. (interest rate) 8.87% p.a. (comparison rate)^. Fixed for the life of the loan. View all our interest rates.
Security Secured by a new car (or other registered motor vehicle: motor bike, motor home or truck, a caravan or boat) up to 3 years old.
Maximum amount You can borrow up to $75,000.
Loan period Up to 5 years.
Flexible repayments Monthly repayments, or your choice of fortnightly or weekly - helping you reduce the term of your loan, saving you money.
Variable and lump sum repayments Pay off your loan sooner by making variable and lump sum repayments*.
Redraw facility Extra repayments can be made against your loan at any time, reducing the principal outstanding and consequently reducing the interest charged against the loan. You can withdraw part or all of these extra repayments
Auto repayments (salary/account) Yes, easy and convenient repayments to avoid late fees.
Loan Repayment Insurance This insurance helps you cover your loan repayments should anything occur.
Motor Insurance We can arrange comprehensive insurance for your new car.

In addition:

  • Conditional approval can be granted within a matter of hours upon receipt of your application.
  • You will take advantage of discounts on your everyday banking.#

# Discounts on everyday banking will depend upon your average relationship balance (including loan balances). View SERVICE ONE's Schedule of Fees and Charges for more information.

^ Comparison rate calculated on a secured loan amount of $30,000 over a term of 5 years based on monthly repayments.

* Fees and Charges may apply.

 

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