With MemberCare Motor Insure you'll pay less for a service you trust. Have peace of mind knowing that, if something was to happen to your car or motor bike, we'll get you back on the road as soon as possible. This insurance offers protection for your car or motor bike against accidental collision damage and theft as well as the damage you might cause to someone else's vehicle, with our comprehensive cover policy. You also have the option of selecting two more basic types of cover. A summary of these insurance options is offered below:

Features	Comprehensive	Fire, Theft and 3rd Party Property Damage	3rd Party Property Damage
A choice between an Agreed* or Market+ Value option on your policy.
Flexible Excess options - increase your excess to reduce your premium.
New replacement vehicle if total loss within first 12 months of first registration.
Liability cover up to $20 million.
Protected No Claim Bonus.
Lifetime guarantee on approved repairs.
Cover for uninsured trailer while attached to your vehicle.
Cover for uninsured Third Party.		up to $5,000	up to $5,000
Cover for the loss or damage to your car from fire, lightning, explosion or theft.

* Agreed Value option not available for vehicles over 15 years old, Market Value option is not available for motor bikes.

In addition:

• A hire car service is available for you to use while your car or bike is being repaired.
• You'll receive a fast and personal response to your claim with our Service Centre available 24 hours a day, 7 days a week.

_{Insurance policies have certain conditions, limitations and exclusions. Any advice provided has not considered your personal objectives, financial situation or needs. Before acting on the advice and deciding to acquire or continue to hold an insurance product(s), you should carefully read and consider the Product Disclosure Statement(s) (PDS) and the Supplementary Product Disclosure Statement(s) (SPDS) and consider whether the advice provided is appropriate to your personal objectives, financial situation or needs. PDSs are available from SERVICE ONE Members Banking. Products are issued by Issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545.}